I am sorry,but to my knowledge, there is no way to assume another's credit card debt, other. You may simply choose to pay it.
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The credit card company lent the money to her, based upon her credit and her promise to repay. The credit card company did not loan the money to you. She is indebted to the credit card company. I expect that if she does not pay, the debt will be reported on her credit and the account will go to collections. The debt collector may sue her if she does not pay. This may result in garnishment of her wages, a levy upon her bank account, etc.
First, the firm is a debt relief agency according to the U.S. Bankruptcy Code. We help people file for bankruptcy. We also do other stuff and we do it well, but Congress wants me to post this notice. Second, nothing on this site is legal advice. You are not my client unless you enter into a written agreement signed by you and me.