I borrowed money with the anticipation of paying it back. The person I borrowed it from used a credit card to give me the funds with the expectation that the funds would be returned prior to having to pay increased interest rates. Is there a way via a Court complaint that I can assume the credit card debt releiving her of this burden and debt and placing it on entirely on me? If so, then how do I go about doing this. As such, it would make life much easier for me.