Sued for a credit card I settled with I accepted A settlement offer and paid in good faith and now I’m being sued because my account was bundled with some other ones sold to a collection agency I’ve done everything I’m supposed to do responding to the court papers and everything but I don’t understand how they can sue me
Mistakes happen. It may be that this is a simple error on the lenders part and that it was inadvertently sold. If that is the case, and it proves out, then eventually this will go away. You will be relying in large part on the terms of your written settlement agreement, which I hope you have.
It may also be that the settlement you entered into was not as complete as you thought it was, and this is perfectly valid.
I would suggest you contact your attorney and verify that the settlement was indeed complete. Pull out your signed agreement, and read the terms. Whatever you do, you should not allow this to simply go to a default judgment. Once it does, fixing things becomes very difficult.
Douglas Edmunds is in the business of helping people and companies file for bankruptcy protection. The bankruptcy code requires that I call my firm a "debt relief agency." Any answers or information provided is for general information purposes only and is not intended to be a legal opinion, legal advice or a complete discussion of the legal issues. This is not intended to create a attorney-client relationship. Each individual's situation is different and you should seek independent legal advice from an attorney familiar with the laws of your state for specific information.
If you entered into a valid settlement agreement and complied with its terms, this is something that you can and should use as a defense in the collections suit. If you do not understand how to do this, its important to retain competent, local debt collection defense counsel.
Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.What determines Avvo Rating?Experience & background
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline