We received a notice of court proceeding to collect debt from our old landlord. He was a slumlord and we had constant sewage in our basement, failed health inspections, etc. I never signed the lease, but failed to shown up to court, so I believe he won the judgement against me. My bank denied his original request to take the funds from my acct. My husband is on SSI and SSD, so I don't think he can be garnished. I am self employed. This letter looks like it came from Staples, not the court. Where do I go from here? Will he still be able to come after me for funds? He won a judgement of over $5000. I wish I would have gone to court, but I was on bed rest due to high risk pregnancy. I definitely don't want to give him one penny. Thanks in advance.
If they have a judgment, they can collect on it. So the only ways to avoid garnishment are 1) file bankruptcy or 2) pay the judgment. The landlord might agree to a 1-time, reduced payment, or they might be willing to take voluntary payments from you. But this is the consequence for not showing up at court and not doing anything at the time about not being able to be there.
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