My brother passed away leaving his house in Nevada as the only living trust asset of value, and a debt to the IRS. The trust beneficiaries, his son and family, now live in the house, are paying its mortgage, and want to keep it. There is enough equity in the house to pay the IRS debt. The IRS will seize and sell the house if the debt is not paid. So my nephew and his family can stay in the home, the only other option I see is to take money out of the house (HELOC, refi, 2nd mortgage) to pay the debt. My nephew and his wife are unlikely to qualify for a loan. I do not want personal liability. Without selling the house, how can we take money out of the house to pay the debt?