I have been trying to do this loan modification for my house for more than a year or so with wells fargo. I have sent them same paperwork over and over again. now there is a new specialist at wells fargo and she is telling me to send in the paperwork again. I'm close to $15k behind since i was told not to pay the full mortgage every month.
if I decide i don't want to do this anymore, will i have to pay the $15k all at once?
what are my options?