A lot more detail is required to consider your situation. You should gather as much documentation to have, include the underlying lease, etc., and consult with a local landlord tenant or real estate attorney.
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I agree with Mr. Gold - much more information is needed to determine if you have a cause of action. You should gather your documents and consult with a local litigation attorney with experience in real estate matters.
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Sounds fishy. Houses titled in trusts name usually still have insurance. If you do not have renters insurance you may want to sue the trust for your loss. Once a lawsuit is served on the trustee then I bet the insurance will magically appear. All this assumes the fire was not caused by you. Good luck with your case.
Marcus W. Morales, Esq
Law Offices of Marcus William Morales
115 W. Mission St.
Santa Barbara, CA 93101
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