I am sorry that you are going through this, you live a in community property state and you should sit with a local attny and discuss how that will affect your contributions to the martial property since the separation and prior to the marriage, etc. take care.
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While you have been making its payments you have also been getting free rent so the two will likely cancel each other out. The home is likely to be valued as of the time of trial, but if you can agree on a full settlement without trial you can agree the house worth whatever you both agree its worth.
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She is entitled to value of the house at the time of separation. You need to establish the same.
The other attorney is right about you living in the house rent free. It is legally a question of credits and reimbursements. So, Watts charges and Epstein credits concept shall apply.
In a divorce case, Watts charges are a charge against a spouse's share of community property made to reimburse the community for the value of his or her exclusive use of the property after separation.
Epstein credits are reimbursement claims against the community property for the payment of a community debt with separate assets.
The answer requires deeper analysis based on actual numbers. The answer is not as simple as you might think but is simple enough...it just requires that you sit down with an attorney to help you understand the numbers and what is fair to both of you.
You must contact a local immigration attorney or obtain telephonic consultation from an immigration attorney to discuss specifics of your situation and get full advise.
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