Service is valid if anyone 18 years of age or older who resides in your home is served with the Summons and complaint. You do have constructive notice of the action, so you should hire counsel to make the appropriate argument. If you owe, you owe -- the only out you may have is Bankruptcy. Even if service is improper, the just reserve you , file a motion for summary judgment and the result is the same. The statute specifically allows for costs and attorneys fees to be included in the judgment.
Please note that THESE COMMENTS ARE NOT INTENDED AS LEGAL ADVICE and are for informational purposes only. This response is not intended to create any attorney-client relationship and is only based on the limited facts given. The response might change should additional facts be learned and should not be relied on as legal advice. It is recommended that you consult with an attorney who can properly assess the situation, as well as all pertinent facts, prior to taking any action based on the foregoing statements
I agree with Attorney Hawkins, you need to get a lawyer to either prepare, file and serve a Motion to Quash the alleged service, a Demurrer or Answer to the complaint? If you lose, you may likely owe the other side and their lawyer more than you will spend on a lawyer! you can always negotiate a settlement, the question is whether the other side will negotiate or agree? if they get a judgment it will be hard and costly to undo via an appeal?
Legal disclaimer:This message does not constitute legal advice and does not create an attorney-client relationship. Any statements are made for general informational purposes and do not constitute legal advice. No attorney-client privilege is created by this communication. Attorney is licensed in California only.