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I was rear-ended by an unlicensed, uninsured motorist. I have UM-UIM 25/50 insurance to cover the medical side of the accident, but I have no idea where to start on getting my vehicle repaired or replaced. The person that hit me is not listed as the registered person of the vehicle, but the police report still list the vehicle as uninsured. So, I'm assuming that means the person the vehicle is registered to does not have insurance on it either. If not where do I find out that information. Any help would be greatly appreciated.
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