I have been unemployed for over 6 months. Given my current debt to savings ratio I have decided to opt for Chapter 7. I have put this off for as long as I can but at this point the responsible decision is to cut my losses and focus on my secured debts (i.e. student loans) when my situation does improve.My case is fairly straightforward: no vehicle, real estate, or securitized property, and my savings are below the EIPA. I have researched the requirements, am below the median income levels & have sourced debt counseling. A capable attorney who knows the local courts can make a world of difference. I have about $1700 saved to hire an attorney if I ever got to this point and am open to any advice as to whether or not this would be sufficient. Might I be able to secure partial representation?