I then contacted another advisor who stated that it was possible to cash in this fund which i now have done. The answers given by my current independent advisors was a total miss truth. do i have a case against them.
The fund was only small 55,000 uk pound but i had to pay a second advisor to arrange this for me. When i contacted Montpellier about the transfer being possible they never returned my emails. However i do have an email from them stating that it was not possible until i was 55 years of age and then only 25% as lump sum.