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I have $74xx debt on Citibank credit that was charged off last month (April 2011) and now the file is with Client Services Inc. collection agency. I spoke with them and agreed to "settle in full" for 25% of balance paid in 3 parts over 3 months. They said they have mailed me the agreement which I never got. They sent me a copy of agreement by email but its a simple letter typed (not on a letter head) and there is no signature on it.
I need someone to help me with handling the paper work. I want to make sure its done right.
I am overseas right now. My job ended with my visa and I left country last year ending. I have friends helping me settle this debt. I want to settle this issue at the early stage since I have plans to return to US in next couple of years.I am looking for an affordable legal attorney to help me making sure signed agreement is correct indicating that the debt is settled in full and that they waive any right to pursue any further legal remedies regarding any remaining amounts. The last thing I want is pay them and they come back knocking for more. I also want to offer about 2-4% to the collection agency as "Pay for Delete" to completely remove account info from credit report.