Review you retainer agreement. If you feel you were treated unfairly, speak with another attorney. If you were getting material from Rawlings and not telling your lawyer about it, that is a problem for you. I hope you can work things out.
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In a normal circumstance, the attorney is owed their fee plus costs as they have paid all of the costs the entire case. However, no settlement is ever to be finalized without the client's approval. Assuming you gave it, then your attorney did the right thing and now it is up to you two to negotiate down medical billing if necessary and to work out something. As it is, if the case is settled, you are not getting something else for your injuries. If this was a car wreck, then the policy determined the amount of recovery not your injuries. There may have been a limited amount of funds. In Georgia, many people have 25/50 coverage. Meaning 25,000 per person MAX and 50,000 per accident MAX.
If you have already signed a settlement distribution, you can't really do much at all.
Is it possible that the limit of the defendant's policy? It sounds like there was no excess policy. Did you have supplemental underinsured motorist coverage? It looks like you may have had $25k in underinsured. If that is the case it will do you no good as your carrier is entitled to an offset/credit for the first $25k. Georgia is not a no-fault state, therefore all of your medical bills must be satisfied by the proceeds of your settlement or verdict. This is almost without exception. All of your medical providers will have asserted a lien against your case to get paid. You must have signed something that gave them a right of recovery (lien) . Rawlings is simply a collection firm for medical bills. Once you got the letter you were obligated to give it to your lawyer. Not having done so, you may have a problem. The good news is that with very few exceptions, liens are negotiable.
Your lawyer is entitled to be paid in accordance with the terms of the retainer. Your case disbursements (your lawyer laid these expenses out) are to be paid back to your attorney from the proceeds of the settlement. Your lawyer may have recovered all that was there to recover. You MUST have a face to face, calm, reasonable discussion with your lawyer. Call now and make an appointment.
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Sounds like you don't fully understand that you are only entitled to the amount of coverage that the at fault driver had. After that, you would need to look into going after any other policies or assets of the driver. This is only worth your time if the driver has assets to go after. Talk to your attorney about whether it makes sense to trace the driver's assets and take the case further.
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