I had an auto policy and then I added a a renter policy with the same insurance company a week later. I Got into an accident and My auto policy claim was denied and my auto policy was rescind because of material misrepresentation. They later cancel my renter policy also because they said that because of the material misrepresentation I had when I was issue a auto policy. I later sued the insurance for not paying my auto claim, and we settlement out of court. I never made any types of material misrepresentation, they just try to use it to denied my claim. Now the BIG QUESTION IS, since they cancel my renter policy when they canceled my auto policy, can I sue them now for canceling my renter policy ? I have alot of proof that I never made any types of material misrepresentationI signed the release paper saying that I can't go after them regarding the auto claim which was denied since we settle. My question is in the release paper I signed, it never mention not going after them regarding my renter insurance being cancel due to the material misrepresentation which they tried to blame on me. I prove them wrong in court regarding the auto claim, can I take them to court for them canceling my renter insurance? I never made any claims on renter before.
Congratulations on your win! However, on the renters you may have a claim under the unfair insurance practices act, but what is the fallout? If you didn't need the coverage, they should refund your renters. Ask for that in writing. If they did, may be time to move on to a different company/policy.
I agree with Mr. Munsing that based on your description you did not suffer any apparent loss or harm arising from the cancellation of the renter's policy. You should review your question with the attorney who represented your interests in the case you have described.
This answer is for informational purposes only and is not meant to be nor should it be considered the providing of legal advice.
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