I was involved in a single car accident in Feb. 2009. My father was driving and lost control on a bad road. We went off the road, and in the impact my father was killed, my mother horribly injured. I was in the hospital for two months, the a month of home care and PT.
This happened in Texas, and I live in Kentucky. My employer provided health carrier paid most of my medical bills ($162,000 pd by carrier) months later I settled with my fathers insurance and my auto insurance for the "value" of the damages/suffering. Before write offs etc... the value was $280,000. I received $100,000 from both auto insures, less co pays, deductibles, non covered medical bills.
How long do they have to subrogate? If my company funded the plan who would subrogate, my employer or the health insurance? Thanks
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