It is always the injured parties decision if they want surgery
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Yes. Make sure that you leave your future medical care open if you are pursuing a settlement. To do so, you would enter into a Stipulations with Request for Award, as opposed to a Compromise and Release. Best of luck to you.
All that said, perhaps you should ask around about the procedure. It's not that complicated and usually produces good results with a short recovery time, provided that the patient is complies with post-operative instructions with therapy and other treatment modalities.