Had a minor rear end accident. I hit the side bumper when changing into her lane [she stopped on a green light because someone in front of her stopped]. Close to 1K in damage on her car, about the same on mine. She complained over the dent on her bumper, demanded to involve insurance companies. Two days later Geico tells me the driver and her passenger are claiming they feel sore and whiplash. A day after that, they hired a lawyer. Now Geico says they plan to sue. Honestly I think they saw my Maserati coupe and smelled $$$. Even the responding officer wrote 'this was a driver's exchange' due to the minor damage, no injuries claimed at the scene. I have a 100/300 policy. Geico keeps telling me "don't worry, you have more than enough coverage for a claim like this." But should I be worried?I understand my carrier is handling the situation and they will provide the lawyer. My concern is the level of exposure, in terms of monetary damage, that I might be open to.
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