Other driver was ticket for careless driving 3 cars and a school bus was involed. Like I said I was not at fault but my insurance was lasped. My truck is total now will it be fixed or am I scred
In general, whether you had insurance or not, you can pursue a claim against the negligent (at fault) party. Now, I understand that FL has a "no-fault" system where you recovery PIP directly from your own carrier, but that would not apply here. in CA where I practice, we have a law that limits an injured party's recovery for "general damages" if they don't have insurance (you can recover only for your medical bills, loss of earnings and other "economic losses"). I would suggest that you consult with a FL personal injury lawyer in your area to more fully assess your options.
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It will depend on whether or not the at fault driver has insurance and even if the other driver has insurance; you may have to race down there and make a claim before they pay it to the other drivers. You should get the police report and see if you can find the insurance info of the at fault driver. Once you have this information (if there is insurance) I would call and send a letter or fax ASAP and in that letter you will want to include an estimate from a reputable body shop.
Hope this helps,
You should try to make a claim through the negligent driver(s) insurance. This information is all located on the police report. If you have problems doing that, you may want to hire an attorney to help you. While it may be difficult to get an attorney to handle a case like this without personal injuries on a strict contingency basis and if your truck does not have a high value, but it may be worth your time and money if you are not having any success on your own. Good luck.
Get the truck's insurance company information from the police report and make a claim for the damage to your truck.
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