my friend out of state wants to start a bus.(little caesars pizza franchise). With his stable job & credit, he can get 50k loan wch isnt enough. Needs 200k. He wants to borrow the 50k from one bank as personal loan & sign the money to me(gift), & i sign it back to him right away as an investor. then he takes the money i signed back to him to another bank & apply for 200k loan, using the 50k as a deposit. he says by doing this, he can get 200k loan. he says its illegal to borrow money from one bank so that he can use it to borrow more from another bank, thus he "gifts" me his 1st loan & i invest it back to him & he then takes tht money to another bank & applies for a 200k loan using the 50k plus his income from his job as deposit/ proof of income. would i get in any trouble for doing this?