High anxiety and fear, day in and day out. Thought Chap. 7 filing would be new start and now I am in the pit of hell. My attorney doesn't answer my questions and is borderline abusive, but that is another story. What are they looking for? Can they just say any money I spent over the last 4 years are stolen assets and need to be paid back to creditor? Can my attorney negotiate or is it just theirs to take? How long do I have to pay back whatever they charge me? What if we become a one income house hold with no extra money to pay back? Should I revoke the Chap7 and look at a 13 or just revoke it and live with bad credit, annoying phone calls and law suits? Can they go into my kids accounts and take their college loan money or what little money I gave them to live on while at college.