You'd probably need to look at the policy terms. You might also inquire of the insurance company itself.
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This will depend upon the language of the insurance contract and employer rules. There typically are strict time limits. You should review the documents you have and, if necessary, can contact your former employer and/or the insurance company (if the plan is insured) to inquire. You should act immediately in case you still have time. If you found this helpful, please check the appropriate box. Good luck to you.
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