As long as the payments are current, Wells Fargo should not be able to foreclose. That said, there is no reason not to have this property pass through probate, to the heirs. There is no good reason NOT to do this. Probate matters do not improve or get easier or less expensive, over time. The opposite is very often the case. I would have a probate attorney assist you with this process.
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If all payments are current, the lender should not be threatening to foreclose. Without reviewing the communications from the lender, there is no way to understand exactly what is going on. There must be more going on then has been presented in your statement. At this point, you should consult with a local probate attorney about your situation. You may want to explore probating the estate. The longer you wait to go through this process, the more costly it can become.
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In KS you can hire an atty to do a simplified estate.
Legal disclaimer: This answer does not constitute legal advice. I am admitted to practice law in the State of Missouri only, and make no attempt to opine on matters of law that are not relevant to Missouri. This answer is based on general principles of law that may or may not relate to your specific situation, and is for promotional purposes only. You should never rely on this answer alone and nothing in these communications creates an attorney-client relationship. less