i got summons for a pretrail tomorrow morning.This will be the first time ive done anything to this sort and need a little advice on what to say and do. portfolio recovery bought my debt from GEMB in may of 2013. my debt is $2994.19. im not looking to pay the debt back yet and seeing what my options are.We have started the process of bankruptcy but still debating if that is the best route to go. any advice would be greatly appreciated or if you guys need any more info please let me know!
i got a few pages of docs in the summons letter. of when they bought my debt and what i owe before and after.