The insurance company is going to try to get you to back off this, but the backing driver is most likely at fault. The situation with the police sounds super dicey also. You're going to need a lawyer, I suspect. All the best.
It is often the case insurers will argue that a bicycle should ride with the flow of traffic rather than the other way. But many bicyclists out of fear, ride in the opposite direction. Because of this practice, an argument could be made for those who choose to ride the other way.
Nonetheless, the backing vehicle also has a duty to back with caution. As you indicated, you were in the driveway first, and thus might be said to have control of the driveway so to speak at that moment, such that if the driver had prudently backed up, they would have noticed a pedestrian or bicyclist there, and stopped in time.
You should retain an attorney to protect your rights, and ensure that this is properly litigated against any attempts to rewrite the facts of the case.
Get treated, never talk to the other side's insurance representative without talking to your attorney first. PI lawyers provide free consultation. Hire a PI lawyer ASAP. Best of luck.
This answer is provided by California Accident Attorney Manuel A. Juarez, Esq., 510-206-4492. Abogado de Accidentes de Autos de California: 510-206-4492. Abogado de Lesiones de Accidentes de Autos, provides answers of a general context. These answers are not intended to form an attorney client relationship. Oakland Abogado Accidentes Autos, Abogado de Lesiones Personales, Abogado de Accidentes de carros, Abogado de accidentes de Peatones, practices in Antioch, Berkeley, Concord, Oakland, Hayward, Martinez, Newark, Richmond, San Francisco and San Rafael. El abogado de lesiones y heridos en accidentes de autos, is licensed only in California. This information is good only in California and it is not to be taken as legal advice on car accidents, personal injury, divorce, bankruptcy or in any other type of situation. Esta respuesta es del Abogado de Accidentes de Autos, Abogado de Lesiones Personales, Abogado de Heridos en Accidentes de carros, Manuel A. Juárez, 510-206-4492. Abogado Hispano de Accidentes, Abogado de Divorcios, Abogado Latino de Accidentes, Abogado de Accidentes de Oakland, Hayward, San Francisco, California. Estas respuesta son solo para información general y no consisten en consejo legal sobre divorcios, mantención de esposas, mantención de hijos o bancarrotas. Las respuestas son comentarios legales que no forman una relación de abogado y cliente. Manuel Juarez, Esq., esta licenciado solo en el Estado de California.
The insurance company is acting contrary to your best interests because they don't want to pay despite the driver's fault. Since there are potentially multiple legal issues at play here (insurance bad faith [if insurance acts on bad faith you can sue and get punitive damages in addition to compensation for accident injuries, pain/suffering, bike damage] as well as police conflict of interest, intentional misconduct in performance of duties and improper influence. Definitely contact a California licensed attorney to research these issues as well as provide you with needed representation.
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bicycle cases are not easy and many attorneys don't know how to properly handle these cases. There is actually rules and laws regarding the fact that the direction of the bicyclists travel has no bearing on his liability. Find a personal injury lawyer to help you out asap.
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Fault is not determined by a police report, by an insurance adjuster, by a lay witness, by the driver, by the pedestrian (or cyclist)... but determined by a court of law. All the rest is just information that the court may or may not use to make such a determination. Should one get hit by a car while riding a bicycle, one should get immediate medical attention then hire a personal injury attorney to "represent" which means handling all of that procedural/testimony/medicals/reports/claims/etc... leaving the injured only to have to worry about getting better.
Should the police officer responding the scene of an accident be the driver's hubby, that would me a matter that the local investigative boards should be told... I'm no internal affairs investigator but it sure sound unethical, unprofessional, biased, and just plain wrong... quite embarrassing too should the town paper get wind of the story and run with it.
Paul J. Molinaro, M.D., J.D.
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Perhaps.You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statement to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on Avvo.com dealing with many of the issues you are now facing. The Guides can be accessed through my profile page on Avvo.com.
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While you were riding on the sidewalk, you may have a case. You may want to get a copy of police report and file a counter report if the information received is invalid in any way. As the other attorneys have suggested, contacting a bicycle accident injury attorney is the best option for you moving forward. I have handled bicycle accident cases for over 20 years and I can say without a doubt the most important thing to remember is to keep healthy. Hiring an attorney can help with taking the stress away from coordinating treatment plans and fighting with insurance companies. I wish you the best of luck and I hope that I can be of greater service to you.
In this type of case, the insurance company will raise an argument on 2 points: you should not have been riding on the sidewalk, and you should ride on the road with the flow of traffic. (You are required to follow all laws that apply to cars on the road). I would suggest that you hire an attorney and DO NOT give a statement to the insurance company. (If you go to my website you can download a book that I wrote about what NOT to do after a bicycle accident.) Best of Luck to you.
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