I am currently getting my wages garnished for past due rent at a place me and my husband lived in. I want to file bankruptsy & supposedly have 2 more garnishments along with still owing $9K on a car that was repo'd coming (although don't remember being served or finding them on my credit report I just got). If I do file bankruptsy does it leave the positive credit on my report & delete only the negative? I still owe maybe $1800 or so on the current wage garnishment & if I file will this stop the garnishment since I already started paying it? I am only making about $435 every 2 wks because of the garnishment supporting 3 people so it is making me limited. If I file, how long until they quit garnishing me-after I do the credit counseling class or what? I just need to get ahead and a fresh ststart. I am basically living way below the poverty line and this is making me struggle more-so no way to stop this or lower the payments or anything? I have only made like $10K this year and have been garnished for a while now. And I'm also scared of job termination if I get more wage garnishments as well so how can I do this fast before anymore are filed to go through and if I file before they go through to keep them from going on. I hope this will help my credit some and relieve me of some debt to get ahead in life.