Thanks for using Avvo. I am an Avvo Staff Moderator. To read more about our moderation team, follow the link below. Our current question volume may increase the response times of our loyal Avvo lawyer-answerers. My goal is to give you some preliminary information and guidance regarding your legal situation while you wait for an attorney in your area to respond.
In general, you should have a right to have your case reviewed, but the question is how you get it reviewed. You could attempt to represent yourself, but that is very hard without a legal background. You also cannot discharge this debt through bankruptcy.
I suggest that you contact GA Legal Aid. They may be able to help you - possibly find you a lawyer who will take the case pro bono (i.e., for free). A link to their website is below.