I was in a car accident in December 2009 (not at fault, no injuries) and I have been trying to get my vehicle repaired by the at-fault party's insurance. I went to the body shop they recommended, and got an estimate for $2,600. They came back and told me that it was a total loss because that exceeds 75% of the vehicle's value. After getting several other quotes, i've discovered I can get it repaired elsewhere for less money, well under 75% (best quote i've received is around $1,300). Now they are saying they have to go by the previous quote. Obviously, if I would have known this, I would have gone to the other place first. I was under the impression there's no legal total loss percentage in GA law, that each insurance company sets their own. Is this true? Any advice would be helpfulMr. Cruz - thank you for the info! I'd absolutely LOVE to be dealing with my insurance company at the moment, but I don't carry full coverage on this particular car (more than 10 years old, higher mileage, etc). I believe I will from this point on, however. My company has always been great and has always given me sound advice and quick response. I think i'm out of options unless I decide to file suit.
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