Skip to main content

Froze account...

Plains, PA |

heres my next question, my account is froze due to a creditor... the judgement is for 2061.00 noted from the sheriffs office stamped signed delivered.. now the creditor is telling us we owe them interest... its now 2661.00 .. what is the amount that they are allowed to take... I would think its the amount of the judgement... without interest????

+ Read More

Filed under: Credit
Attorney answers 3


Generally, Pennsylvania law automatically allows a judgment creditor to increase the judgment amount to account for accruing interest.

Disclaimer: Nothing stated herein is legal advice. For legal advice, consult an attorney; I am not your attorney at this time. This response may constitute ATTORNEY ADVERTISING which has not been approved by the Supreme Courts of New Jersey or Pennsylvania or the Court of Appeals of Maryland. I am a federally-designated “debt relief agency” that provides, where appropriate, relief under the U.S. Bankruptcy Code.


Judgments almost always carry interest. If it is not granted by law, then the judge usually adds it in on the final order of judgment. You're probably also paying attorneys fees and court costs as well.


The legal rate of interest on a judgment in PA is 6% simple interest, not an interest rate on the debt, as a loan or credit card. It sounds like the judgment is a few years old. While it may be worth fighting the interest charges, you probably are better off settling this matter and getting on with your life, because it does not sound like the creditor is going away.

Can't find what you're looking for?

Post a free question on our public forum.

Ask a Question

- or -

Search for lawyers by reviews and ratings.

Find a Lawyer