I found out his license was suspended and doesn't have insurance I have a 17,000 car note left on it . No other cars were involved, or the cops. Insurance company doesn't know about his license suspension as of yet.I moved back from sc a little while ago and still have SC plates on it.
in NY coverage for permissive users usually goes with the car so if you have collision coverage put the claim into your carrier.
Don't worry, there is still coverage by your company for this accident. If you have injuries also, you should contact an injury attorney to help with the No Fault process because of the short deadlines.
Your insurance should cover this. I have sued the driver under circumstances like yours (owner in the passenger seat) and the owner's insurance has always covered the driver.
I am a former federal and State prosecutor and have been handling criminal defense and personal injury cases for over 18 years. The above answer, and any follow up comments or emails, is for informational purposes only and not meant as legal advice.
Sounds like these Counselors on this page in your area can assist you!
Brian Loncar works to defend his clients on any front! However, the information provided herein is intended only as food for thought and does not constitute a lawyer/client relationship. For that you have to come to our office and retain us!
If you are only dealing with property damage and have collision coverage, you may go through your insurance company and should receive market value for the totaled vehicle.
This response is for informational and educational purposes only and it is understood that not attorney-client relationship exists.
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