My brother-in-law who was staying at my house for a couple of years worked as an insurance agent. I discovered by looking at some papers he left behind when he moved out that he created a life insurance policy in my name without my knowledge and forged my signature. I called the insurance company and they told me the policy was active for a year (was cancelled the same month he moved out). Premium was paid in cash. To avoid anyone calling me, he used his phone number on the application. I am not sure why he did this--don't know if he was just after commission or was planning to do harm to me, as he put his sister (my now ex-wife) as the beneficiary. I don't know what to make of this or what my legal rights are.