I checked my savings account one evening. A transfer of over $31,000 was pending. I called my bank and was able to stop the transfer. A few days later a letter from the other bank was sent to an old address that I do not live anymore. I called the bank and turns out someone opened an account in my name. I asked then how can someone open an account in my name with out me being present. They said they allow to open accounts online and had verified my information. They asked me about my employment. Where I lived was incorrect, where I worked, and even my email was incorrect. How is this bank not responsible and if possible sued for negligence? I have been speaking with the bank and feels as if they are trying to cover something up.
Online bank fraud is enjoying a very widespread booming business these days. You are very fortunate to have stumbled upon a incident of bank fraud being perpetrated against you--while it was in progress.
However, having stopped the theft and reversed the fraudulent transfer "made you whole" which means you have suffered no damages, and thus have no lawsuit for negligence.
However, I strongly suggest contacting the FDIC and reporting this incident as soon as possible. Why? Because the FDIC is one of the federal regulatory agencies that has enormous power to investigate all
incidents of bank fraud, and will be more than glad to enter your information into its international data base of similar thefts and attempted thefts. That may be why the "other bank" appears to be covering up something. Google "Wells Fargo Bank fake accounts"
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