Foreclosure is a judicial process and can include a mediation. Foreclosure conciliation is similar, but can take place inside or outside of the judicial process. Foreclosure conciliation does not have the same rules and standards that a mediation does and there is no mediator. If you are in foreclosure and are not represented by an attorney, I recommend that you consult an attorney to better understand the process and protect your legal rights.
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If you have a pending foreclosure court action, then the court will usually request that you partake in mediation either through the RMFM program or private mediation, if requested. Foreclosure matters whether pre or post suit are incredibly difficult to navigate without legal representation. Consultaiton with a foreclosure attorney, like our firm, is strongly recommended.
The attorneys whom have answered are correct, and you should consider this along with having counsel assist you with this. Conciliation Conferences are quite informal and without mediators while mediations are done under the direction of Chapter 44 of the Florida Statutes with a mediator whom must report to the Court after the mediation. I usually opt for mediations for my clients to keep the procedure formal until I can determine that there is progress towards settlement. I have had cases with both.
NOT LEGAL ADVICE--FOR EDUCATIONAL PURPOSES ONLY. We don't know the facts and this is not legal advice. Seek the advice of licensed property law attorneys immediately so they can secure your rights. Hiring an attorney is a serious and important decision. Please ensure that you take the time necessary to evaluate and interview more than one attorney to determine whom to hire.