I am thinking about filing a chapter 7 bankruptcy. I have a house and a car, which I was not able to make payments for the past year. I was a small business owner, but my business failed. I do not have any income at all. The repossession people visited my residence a few times, but I do not live there any more. I am living at my brother's place. My goal is to keep the car as long as possible, so I can save up some money to buy a used car.