I am located in Westchester County, NY
My former landlord was granted a judgement for $3500 against me due to non-payment back in Jul 2010. It is now showing on my credit report. I take full responsbility because of my past mistakes. But I now trying to rebuild my credit reputation and the judgement is making a big blemish on my credit report.
Also, after I vacated the apartment, the landlord kept my security deposit, and never notified me what was deducted from it.
Would it be possible to have the security deposit to be applied to the current judgement and possibly pay the remaining balance, which is about $2000.
What legal avenues should I follow ? Should I contact my former landlord or his attorney ?
Thank you very much for taking the time to respond to my question.