I got involved in a confusing auto accident. While making a left turn at a traffic light, the other driver crossed the line and rubbed my front alloy wheel. He was in a rush to leave, and kept talking me out of it, without even stepping out of his car and took off. I stopped to look at the damages (rubber mark on my wheel which removed with cleaner). I made the mistake of not calling the police since I didn't see body damage. I have mechanical damage - a/c and steering - which is hidden. Geico told me they "just" needed a police report in a "timely manner". What? Never been in accident in 20 yrs of driving, never called the police for anything. I have mechanical breakdown insurance, uninsured and collision $250 ded. I want Geico to pay!, but hate dealing with hassles. Suggestion?
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