Fiance will be buying a home, he wants my name on title. I am post Chapter 7 discharge-want to be sure there is no risk to him.
3 attorney answers
No creditor whose debt was discharged can collect against your assets acquired post bankruptcy. Any creditor that becomes a creditor after the bankruptcy can collect against your assets, including your 1/2 interest in the house, subject to any mortgage. They can't collect against his interest in the property under any circumstances. Wait until after the wedding to transfer the property to avoid possible gift tax implications. It may be helpful to consult with a cpa or other tax advisor on that issue.
You could not have received a discharge in December 2015. Assuming all your debts were discharged, no they can't do anything about property you acquire later. The creditor that needs to know you are going to be a co-owner and not a borrower is the lender. Otherwise, to answer your last question, is his asset safe - absolute not. He is transferring half of what might be his largest asset by far to someone with whom he has no legal relationship. Every single day there are many posts on this forum from people who broke up and they find out there is no "do over" and an ex now owns half their house (or car) with no liability on the loan. But, that is the answer if he had been the one asking.