An first notice of debt collection letter (FDCPA qualified) was sent to my mother's address. I have not lived there in 6 years (since 2006) and have no valid debts from that address. Besides, ALL debts from that address were dismissed in bankruptcy back in 2004. I TRULY BELIEVE that this junk debt buyer is trying to trick me and will serve a SUMMONS to my mother. What should I do? I did not get the letter until only 14 days were left to validate the date (today is day 31 of the date on their letter,) but I've also heard that if you respond like that, they claim you ARE the person they are after and end up getting a lawsuit.
WHAT SHOULD I DO? I know nothing about this claimed debt. (Assuming it is credit card but who knows.)