Mother is unsure if she should try to transfer mortgage and deed to herself and then sell the house or walk away and let the bank foreclose. She cannot keep up with the mortgage with her sole income and the mortgage has already gone through a modification prior to my father's death.
If she chooses to try to keep the house, she needs direction on which steps to take towards probating the estate.
On paper it looks as if the house could sell with a small profit, but the reality is that it would mostly be lost to concessions during the sale process, as the house needs multiple repairs.
Any advice on this situation would be greatly appreciated.