Judge ordered me to get life insurance for my son that is 4 and place him as the beneficiary . What is the reasoning behind this life ins if the proceeds will be distributed to my son only when he turns 18 years old . How about if I die today ? those proceeds can not be used to feed my baby during the next satyrs . . In a previous questions I asked ; lawyers advised me to have a trust so the mother will not spend those proceed in her , but I do not see the point of forcing me to get life ins to benefit my son when turns 18 . why the judge did not ordered the same for her ? I need money when my son is under age to pay his clothing , food etc . Any options besides life ins as a requirement for her ?