I ran into a car accident, total loss, early this year. The accident was because of terrible road condition and I went into the ditch and hit a tree, not hitting anybody else on road. When I came out my car, immediately, I saw that the there was another accident of the cop's car near the scene. I got a 2 points basic violation ticket. Nothing else mentioned in the ticket.
Few days ago, this month, I got a call from the claims dept saying they got a notice from the Police Department that I was responsible for damaging the cop's car. I denied this allegation.
Couple of months ago i discontinued that insurance company and took from other one
Since I am not with that insurance company anymore, how this case will be handled? I am 100% sure I did not hit anyone apart from hitting tree.
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