Our father just passed away. He was living in an apartment then when he got sick moved into his girlfriends house. He has no belongings because the furniture and clothes from the apartment were trash because of him smoking. In August just right before he got sick, we used what he had in his bank to preplan his funeral and its still not enough. We still owe for the funeral. He has about $1,500 left in his account. He died last week, can we use that money for the rest of the funeral expenses? his only income is his pension and social security, but since we reported his death, they are going to take that money back. do we close out his bank account because he'll have nothing left. There will still be medical bills and credit card bills, but there will be nothing there to pay them. It's just me and my brother as survivors.
I am very sorry about your father's death. Given the facts that you laid out, probate should not be necessary and you should be able to access the remaining money in the bank account with a small estate affidavit. That will allow you to pay the funeral. The remaining creditors are out of luck, due to the absence of a probate estate.
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You will not be responsible for paying medical bills and credit card bills.
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See an attorney about a small estate to get access to the funds. It is likely you may need to pay for the funeral expenses up front before getting anything from the estate.
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