We'll help you find the right solution for your needs
Does this sound like your topic?
I owed AMEX $42,000. The sent me a lawsuit that was never served properly. It was just mailed to me. I entered into a payment plan of $1000/month. I paid every month until January when a death in the family had a negative impact on my finances. At the same time i rececived a letter that some points had not be properly credited to my account. I called them & was told that my interest was miscalculated & that I would be given a credit for the miscalculation.
I have not paid them since i recieved the letter about the interest. My perception is that when I signed an agreement for what i owed them that the burden to prove what i owed was on them. Thus, when i recieve a letter that says they miscalculated the agreement is null. Now they want to enter a default judgement. What could happen?