If you are served with a summons you will have a limited time to respond. You need to hire an attorney to represent you in this matter.
Doing nothing will only make it worse.
This response does not create an attorney-client relationship between you and I. I am not your lawyer and I am not representing you in the underlying issue stated in your question. The response I have offered is not intended to be relied upon, you should seek out an attorney to assist in this matter.