Drunk driver caused accident yesterday, speeding guy hit me from rear my car was out of balance and my car all airbags opened saved me. i was in shock my car got totalled as i was hit by this car hit my card quite few times before my car stopped, really horrified accident. I thought ifelt ok yesterday except few burns and bruses in my left hand, Today i cannot sit in cough my back is stuck and i have to lie down to stand.
What are my options do i need to talk to my insurance for medical evaluation.
I have allstate full coverage, not sure about other driver, he was arrested for dui charge. Donot know much about his insurance etc..
I’m sorry you were in such a horrible accident. First, go to a doctor or the emergency room immediately. Then contact a personal injury attorney. Do not give any recorded statements to the insurance companies. Most injury attorneys will give you a free consultation. We also work on a contingency fee, so there is no charge for services unless a recovery is made. You need a lawyer for this type of case. Do not try to represent yourself.
STOP whatever you're doing and listen to the advice you are getting here.
First of all, do NOT talk to the other insurance company and do not provide a statement.
Second, make sure a police report is made of the crash. If he was arrested, it sounds like it was.
Third, get medical treatment as soon as you can. You need to document this.
Fourth, if you think you will get anywhere without a lawyer, you are sorely mistaken. Talk to an injury lawyer. Consults are free and fees are contingent upon recovery.
This answer posted on Avvo is for informational and educational purposes only. There is no attorney-client relationship created or formed and you should not rely on this as legal advice. The suggestion is made that if you wish to protect your rights, you consult with an attorney immediately.
Bad accident, that's a shame. Many people feel worse a day or two after a crash than they do at the scene or even that night.
You have hit and run coverage with Allstate in case the other driver doesn't have insurance. They don't pay it easily, but luckily the claim for hit and run coverage is much quicker and more efficient, compared to a regular lawsuit. You need an attorney to advise you and represent your interests. Your own insurance adjuster may be nice to you, but remember, he works for Allstate, not you. Paying you as little as possible is his friendly aim. Call a lawyer from this page or one of your own choosing.
There's several things you need to do right away.
First, you need immediate medical attention. You don't need to ask your insurance company. Go to the nearest emergency room or get in to see your primary care physician right away;
Do not give a statement to the other person's insurance company.
Since your not sure about the other person's insurance coverage, report the accident to your auto insurance carrier right away.
And, contact an experience personal injury attorney right away for immediate further guidance. Don't go it alone. Get the help you need.
A free consultation is not legal advice, nor is the answer to the question listed above or anything posted on this website. This answer is general information. Proper legal advice can only be obtained after hiring an attorney and providing full information regarding your case
The attorneys in this forum will always try to give you the best information possible given the facts that are outlaid. However, probably 99% of the time, the main theme you will see in any answer is to obtain whatever medical treatment you need for your injuries and then to consult with an attorney, as there is no possible way that any attorney in this forum, based on the limited amount of facts that can be given, can address the issues in full. I’m not saying that all insurance companies are going to try to cheat you.
I handled lawsuits as an insurance adjuster for thirty-three (33) years for three (3) of the larger insurance companies in the U.S. Those companies were always fair and came up with a fair and reasonable settlement range for injury cases. However, what you have to understand is that even the most reasonable insurance carriers are going to offer you the lower end of what they consider a reasonable settlement range and try to get you to take it. The less than reasonable insurance companies will not be as kind as some of the larger companies out there.
So, first, go get your injuries treated. After that, your best bet is to consult with an attorney in your area to obtain a more specific answer and get all of your legal options before deciding what to do. The attorney will also investigate all available coverages to ensure you have the maximum amount of coverages available to you. You can use the "Find a Lawyer" link at the top of this page for names of attorneys in your area. Most offer a free consultation and work on a contingency fee basis, so you won’t have to pay anything up front.
The only thing I can add is this: If you have private health insurance, Medicare, or Medicaid, USE THAT when you go to see a doctor NOT EITHER AUTO POLICY. If you have med pay coverage, it becomes a lien and no matter what they tell you, the other driver's insurance will NOT pay until you and your attorney agree on the value of the entire personal injury claim.
If you owed any money on your car and did Not purchase GAP insurance, you may still owe money because the defendant's liability is limited to the fair market value of your car.
If this information has been helpful, please indicate by providing feedback that the answer was either "helpful" or "best answer" as appropriate. Legal Disclaimer: Mr. Candiano is licensed to practice law in Illinois and Indiana. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question.
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