Your question is missing a few facts, so I am going to assume them for purposes of answering your question. I am going to assume that you reached a settlement agreement that provides that the lady who sued you would get a final judgment against you if you fail to make payments as agreed, and that she received that judgment when you stopped paying her. In Florida, if you fail to carry bodily injury liability insurance you must be able to satisfy any injury liability judgment against you and if you don't, your driver's license can be suspended until you satisfy (pay) the judgment. The only way to reinstate your DL is to get a "satisfaction of judgment" from the lady. So you need to work something out with her/her lawyer to get a satisfaction of judgment and get your DL reinstated.