11 months after leaving Bank of America employment they registered me with internal fraud (as an employer) and never gave me notice. 3 years later I can't pass a background check and have no idea what incident they are referring to. BOA Global HR won't answer the question, the background check companies can't help and I'm unable to work because of it.
You might want to request a copy of your personnel record so that you can find out the reason for this allegation. Then you can come up with a strategy for addressing it. Good luck.
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