Received damage from a auto tire installer to brand new car wheels where now has to be repaired. Installer is a national company but isn't being very cooperative, although they are admitting fault. Insurance is an option to use and my company tells me that I can use my COMPREHENSIVE in order to get the repairs done, even though the company will be billed. Concerned about doing this as, even though the insurance company is flagging the company at being at fault, I may still get surcharged with points against my license; I am against this since it wasn't my fault.
Trying to find out if I use my insurance for this situation whether I will indeed incur points against my license and how I can achieve it not happening, as the other party is indeed at fault.
Only moving violations and at-fault accidents are surchargable events. However, making any kind of claim on insurance can affect premiums as well.
I am a Massachusetts attorney and answer questions based on Massachusetts law. The above answer is for educational purposes only and does not create an attorney client relationship or constitute legal advice.
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