Insured has UM and UIM and was hit by two vehicles. Vehicle 1 has insurance policy exceeding the UIM. Vehicle 1's insurance policy exceeds UIM policy limit. Vehicle 2 was a hit and run. Can the insured still get the UM for the hit and run vehicle? CA Personal Injury attorneys please!If the UM/UIM is applicable, would the insured send out the medical demand simultaneously to the at fault insurance and UM/UIM adjuster?
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