The adjuster appraised property damage at $1100. When I took the car to a body shop, they found additional damages and appraised it at $1700 which the insurance company paid. So does this mean I don't have to worry about MIST Protocol for my bodily injury claim?
As discussed in answers to your other posts, there is no mist “protocol”.
Consult with an attorney.
I am often asked about “MIST,” which is an acronym that means minor impact soft tissue. Because the insurance industry did not trust its adjusters to evaluate cases, insurance companies began using a computer software program to calculate the settlement value for car accident cases. But like any computer program, it is only as good as the data that is imputed and cannot take into consideration other important factors, such as, for example, the credibility of the victim. As a trial lawyer, having tried numerous cases to a jury, I have learned that there are many factors that go into the value of a case. As examples, the location where the case is filed and being tried is important because prospective jurors in some locations are more conservative or liberal than in others. The assigned trial judge is also an important consideration because he or she will be making important decisions about the admissibility of evidence. Of course, the nature and extent of injuries and damages is a very important consideration. The credibility of witnesses, including you, lay witnesses, treating doctors and expert witnesses, is an important factor. The ability of the defense lawyer is also an important consideration because many defense lawyers know their way around a courtroom and know how to effectively minimize the damages in a case. And so, as you can see, there are a lot of variables that are involved and need to be considered. A skillful trial lawyer should be able to help you evaluate all of these factors to determine an accurate case value. Good Luck
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