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The household property and two cars are owned by the spouse. Car titles are in spouse's name. There are no IRAs, Roth Accts., or savings or any other money accts in debtor's name. The debtor owns no life insurance policies or burial plots. The debtor receives SS only as does the spouse. Neither the debtor nor spouse owns real property. The debtor lost job in 2009 and is unemployed as is the spouse who lost job in 2010. All household furnishings and goods belong to the spouse. No personal injury benefits have been or are being received. The debtor receives no alimony or child support.